e cannot exclude your existing conditions. For many people, this is the best benefit of the act; it does, however, mean that people may take advantage of it by simply choosing to buy insurance when they’re sick and pay the tax penalty in other years. Due to the size of the penalty, this should not be a major concern, but it is a possible loophole in the coverage. *Specific Implications for women (Another source of information that I found was Insuremef. Here is an excerpt from their article) When the health care reform law’s insurance mandate provision goes into effect in 2014, all individuals in the United States will have access to and be required to get health insurance. According to the Kaiser Family Foundation, health care reform has the following implications for women’s access to health care: * Health insurance companies must issue and renew policies, regardless of health status, once the mandate goes into effect. In other words, an individual health plan won’t be able drop a woman if she becomes pregnant. * Insurers won’t be allowed New era winter Caps to charge higher premiums based on gender or health status once the mandate is in effect. * Pre-existing condition exclusions no longer will be allowed under the mandate. Currently, pregnancy often is considered a pre-existing condition under many plans. * Annual and lifetime coverage limits were abolished in 2010. That means that women no longer have to worry that a complicated pregnancy or birth will cause them to exceed their policy’s limits. But is there a guarantee that plans will include maternity coverage when the health insurance mandate goes into effect? Currently, new era hats yes. Insurance plans will be required to include certain „essential benefits“ in all health plans, according to the Kaiser Family Foundation. These include maternity and newborn care, New era MLB Caps as well as things like ambulatory care, emergency services, rehabilitation and chronic disease management. Women have health care concerns besides pregnancy. And other provisions of the health care reform law take them into account. Plans that began Sept. 23, 2010, no longer can charge co-pays or co-insurance for certain types of preventive care, including mammograms, pap smears and bone density screenings. Women receiving Medicare and Medicaid have the same benefits. In other words, women with insurance, Medicare or Medicaid no longer will have to pay out www.neweracap-us.com of pocket for some vital services. The affordability of coverage once the mandate takes hold is yet to be
this is the best benefit of the act
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